Legitimate lenders may charge for application, appraisal, or credit history. However, these fees are taken from the amount you borrow and these fees are generally paid to the lender or broker after the loan is approved Legitimate lenders do not guarantee loans regardless of credit history. Do not agree to a loan over the phone without written documentation. Do not make a payment to an individual for a loan. Always make sure any fees associated with a loan goes to a business.
How do payday loans work. Usually, you write a personal check payable to the lender in the amount you wish to borrow (say 100) plus a fee (say 15).
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